Guides
Four long answers to the questions I get asked most. They are written to be useful whether or not you ever call me — there is no form in the way and nothing held back for a consultation.
- VA home-buyer guideEntitlement, zero down, the funding fee, and the Minimum Property Requirements that quietly end VA deals in Central Florida.The longest guide on the site. The MPR section is the one to read before you write an offer.Read it
- Assumable mortgage homesTaking over a low-rate VA, FHA or USDA loan — which loans qualify, the equity gap, and what actually goes wrong.Work out the gap between the price and the loan balance first. Everything else follows from that number.Read it
- Hire a contractorRemodeling, renovation and new residential construction, from a Certified Residential Building Contractor who is also a licensed Realtor.Two ways of looking at a property — what the work takes, and what it does to the value.Read it